@article{muhammed2021impact,
  title = {Impact of COVID -19 On Personal Finance of Gulf Returnees in Kerala},
  author = {Ansalna MUHAMMED and T G MANOHARAN},
  year = 2021,
  url = {https://ibimapublishing.com/p-articles/COVID38ECO/2021/3826021/},
  journal = {Communications of International Proceedings},
  volume = 2021 (5),
  pages = 9,
  abstract = {Kerala Gulf migrants are the backbone of the state and their sweat brings development. Due to the COVID-19 pandemic, overall gulf migrant’s financial position was down streamed and urge many to return home. This paper tries to find the impact of COVID-19 on their income, consumption pattern, savings, and investment. 150 Gulf returnees were selected through random sampling from the Ernakulam district. Primary data was collected using a questionnaire. Percentage analysis, Chisquare test for goodness of fit, and correlation were used for data analysis. Findings show a decrease in income and savings of most returnees and they spend largely for accessing health care facilities.},
  keywords = {Migrants, COVID-19, Pandemic, personal finance impact},
  note = Article ID: 3826021
}