@article{manta2015countryside,
  title = {Countryside Microfinance - Opportunity for  a Sustainable Rural Development},
  author = {Otilia Manta},
  year = 2015,
  url = {https://ibimapublishing.com/articles/JEERBE/2015/460573/},
  journal = {Journal of Eastern Europe Research in Business and Economics},
  volume = 2015,
  pages = 6,
  doi = 10.5171/2015.460573,
  abstract = {The researcher who assumes the risk of getting an overview of the analysis of the functioning of crediting system in rural areas would have, from the very beginning, some scientific disappointment that our today officials may challenge them. The only aspect, somehow giving hope, is that the system itself works, not for the benefit of the majority of the rural population, but for a few landowners or processors. Theoretically, the rural population's access to bank loans is allowed for all those who want to invest. Basically, the statistics indicate that more than 85% of the active population in rural areas has no access to rural credit. In most cases, the financing support of rural producers is achieved by European subsidies, rather than by national ones. Saying that, the conclusion is under the circumstances, the only solution for the recovery of the Romanian village is setting up an accessible system for crediting the whole working population. From the perspective of such a goal, the financial and banking support for business in the rural sector is currently the main challenge of the government authorities and, especially, of the financial environment, particularly the banking sector.},
  keywords = {rural microfinance, rural credit, sustainable, rural development, economic, social impact.},
  note = Article ID: 460573
}