@article{asid2026navigating,
  title = {Navigating Financial Volatility:  Resilience and Livelihood Sustainability  among Micro-Entrepreneurs in Jolo, Sulu,  Philippines},
  author = {Jimsiok C. ASID and Norenna S. SARAHADIL and Hartini D. SARADI and Delfina A. AMPUNG and Fatima Haridja G. TAGAYAN and Hussam A. TAGAYAN and Zhiraida A. DAUD and Almina S. MUALL AM and Abdelsuhod S. ABDURAHMAN and Fatima Reiza J. HASSAN},
  year = 2026,
  url = {https://ibimapublishing.com/articles/IBIMABR/2026/547317/},
  journal = {IBIMA Business Review},
  volume = 2026,
  pages = 15,
  doi = 10.5171/2026.547317,
  abstract = {Financial volatility continues to threaten the sustainability of micro-enterprises by disrupting business continuity, income stability, and long-term livelihood security, particularly in resource-constrained communities. Despite increasing attention to entrepreneurial resilience, limited evidence explains how financial vulnerabilities, operational challenges, resilience strategies, and support mechanisms collectively influence livelihood sustainability in geographically isolated settings. This study explored the financial and operational challenges experienced by micro-entrepreneurs and examined the resilience strategies and support mechanisms that enabled them to sustain their livelihoods in Jolo, Sulu, Philippines. An exploratory qualitative research design was employed using semi-structured interviews with 20 purposively selected micro-entrepreneurs. Data were analyzed through reflexive thematic analysis to identify recurring patterns across participants' experiences. The findings revealed that capital insecurity, income instability, market competition, managerial capability constraints, and resource coordination challenges threatened livelihood sustainability. Participants addressed these challenges through incremental market entry, structured financial monitoring, adaptive decision-making, prudent resource management, and support from mentors, entrepreneurial networks, and family members. The findings indicate that sustainable micro-entrepreneurial livelihoods are shaped by the interaction of financial discipline, adaptability, and socially embedded support systems. Strengthening financial preparedness, entrepreneurial capability, and accessible support networks may enhance business continuity and promote more sustainable livelihood outcomes in resource-constrained communities},
  keywords = {Financial Volatility, Entrepreneurial Resilience, Livelihood Sustainability, Micro-Entrepreneurship, Business Adaptation},
  note = Article ID: 547317
}