Latest Communications of International Proceedings articles

The article deals with the Polish housing loan support “First Flat” programme for young people that was implemented in 2023. This constitutes the inaugural effort to synthesize an evaluation of the programme, encompassing both the effects on the individuals concerned and its impact on the…

Real estate location is one of the most important attributes in the process of real estate valuation. However, it can be seen in various forms during valuations of all components of the real estate market. The problem of taking into account real estate features, including…

The purpose of the article is to study the approach to managing the profitability of a securities portfolio, taking into account the possibilities of access to modern information and communication technologies. Although the research topic is widely covered in the academic literature, recent trends show…

Digital technology has profoundly reshaped consumer behavior, influencing purchasing decisions and interactions with businesses. This study investigates the impact of digital technology on consumer behavior in Saudi Arabia. Grounded in the UTAUT2 framework, the research integrates Digital Trust and Personalization as key mediating factors. A…

As organizations expand their digital ecosystems, the security landscape is shifting from isolated breaches to a constant state of exposure. Financial losses are only one dimension of the problem – damage to trust, reputation and operational stability often carries even greater weight. This escalating challenge…

Information generated in accounting enables the assessment of the level of risk associated with the business activity conducted and the identification of symptoms of threats to its continuation. There is still a research gap in the economy on how to increase the reliability and credibility…

This study addresses the challenge of managing mass debt portfolios by integrating unsupervised machine learning techniques with expert knowledge to enhance debt recovery processes. Existing literature highlights the need for more tailored strategies in debt collection, especially given the heterogeneity of debtors and receivables. To…

The green bond market is one of the fastest-growing investment areas. As both investors and issuers are showing a growing interest in this area, it is important to gain a better understanding of the associated risks and returns of green bonds compared to those of…

The rise of counterfeit food products, particularly honey, threatens public health and erodes consumer trust, necessitating robust traceability solutions. While blockchain technology has been explored for supply chain transparency, existing systems often lack seamless integration with official regulatory databases, leaving a critical gap in fraud…

The aim of this paper was to examine the impact of branch numbers and employment levels in large Polish cooperative banks on loan and deposit sales. Using quarterly panel data from 2020–2024 for 19 banks with assets over PLN 1 billion, we applied static panel…