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Sunburn in fruit is caused by excess heat and radiation and has a major economic impact on apple production.  Evaporative cooling can be used to keep the apple temperatures below a critical value, but the process needs to be optimised for maximum cooling effect and…

There are many studies dealing with the task of calculating enterprise performance using various methods, especially mathematic-statistical ones. Those studies are based on the assumption that there is a strong correlation between the performance of the enterprise and quantitative variables and on the basis of…

Trust is a crucial component in business relations, and also a precondition for people’s adoption of electronic services. This study addresses challenges regarding trust in online financial trade. Results indicate that brokerage companies acting in a dishonest way, along with dominant patterns of fear, greed…

Today’s sport is changing due to various factors external to the sport which impact on the shape of a sport. The focus of this study was to examine changes due to the uses of information technologies. A series of interviews (n=36) was conducted across three…

Credit default swaps (CDS) are very recent diversified products in global markets whose analysis has attracted the interest of researchers since their appearance and intensified following the subprime crisis in 2008. These products, whose marketing was really fast and easy, have become one of the…

Social media have been used as a communication tool worldwide, but recently, with the advancement in technology, it has become a way of reflecting personal life online. It provides incredible tools to create personal accounts that can be easily viewed by others. This may expose…

Quality management system (QMS) is defined as the managing structure, responsibilities, procedures, processes, and management resources to implement the principles and action lines needed to achieve the quality objectives of an organization. QMS is conventionally being associated with the manufacturing industry as it is used…

When adopting a new IT system, users share each other’s information on both the system and the process. Research on IT adoption knows very little about the content and the way in which users communicate with each other during those adoption processes. To address this…

As word of mouth (WOM) is a spontaneous, non-commercial form of communication, consumers believe that messages sent by others are more reliable than corporate messages, making WOM significant in the consumer’s decision-making process. Internet has introduced a new type of WOM by enabling people who…

This paper investigates the criteria used by loan officers at Bank Al Tanmeya when assessing SMEs loan applications and the most frequent reasons that lead to turn these applications down. To achieve this, a qualitative research method was adopted. The data were gathered using semi-structured…