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This research aims at identifying the approaches used by microfinance banks in managing credit risk. Furthermore, it aims at examining the applicability of introducing the element of consultancy (consultant) in the equation to reduce credit risk. Primary data were used, which were collected through structured…

Smartphones, e-mobility, Internet of Things (IoT) – our world is situated in the middle of digitalization, product life cycles are short and innovations are particularly welcome in the information technology (IT) industry, as they imply a great opportunity for lucrative businesses. In particular, innovative start-up…

Today occupational stress is a global phenomenon that affects all types of employees, all kinds of jobs from all fields of activity and all countries. The primary concern is to investigate this phenomenon, to discover the causes and to prevent and remove to lessen the…

Interaction between human beings and their natural environment has led to threats to ecosystems. To study this relationship, several sociological theories have been developed, among them treadmill of destruction, world system position, ecological modernization, human ecology, treadmill of production and metabolic rift theories. Research studies…

The aim of this paper is to analyze the Erasmus students’ flows between Romania and the partner countries in the period between 2004 and 2012 using the gravity model.The analysis was made in EViews. For the determination of the coefficients, panel data were used, with…

Mixtures of the orange-peel diterpene limonene with the fossil hydrocarbons pentane or isopentane were studied as potential working fluids for organic Rankine cycles. Evaporation rates of the mixtures at 22 °C and 87 kPa vary linearly with mass fraction of the alkanes in the liquid…

In recent years, technology has enabled sporting organizations to become innovators in the global sports arena. Elite sporting teams and bodies are becoming increasingly dependent on technology for daily operations and subsequently these organizations are more and more reliant on technological developments in sport. Player…

Automobile manufacturing industry in Saudi Arabia offers a very good potential for investors. Domestic demand for cars is on zenith due to the non-availability of other modes of transportation. The consumer driving forces are high purchasing power, segmented markets, growing middle class, education and roads…

The paper’s main objectives are to identify a model for development of integrated agricultural, together with social services, in Romania. This is an innovative approach located within two concepts based on multifunctional agriculture and social community. Social agriculture includes all agricultural activities using resources both…

The aim of this paper is to investigate corporate social responsibility (CSR) in companies in the energy sector and in the particular context of a European developing country. The results are based on quantitative and qualitative analysis and synthesis and they offer a view of…